Transferring a Kentucky Title From One Owner to Another
What's Needed to Transfer a Kentucky Title?
Kentucky Certificate or Title (seller and buyer both notarized)
Lien Release (if applicable)
SSN or Kentucky Driver's License Number for owner/buyer
Current Address for owner/buyer
Birth Month (owner/buyers)
Kentucky proof of insurance card (not policy page) in the buyer's name effective within 45 days of transfer on the vehicle being transferred
Please note: If the seller does not sign the title(s) and/or TC-96-182 and have it notarized, then the state requires that the buyer pay 6% sales tax on 100% of the retail book value, instead of trade-in/purchase price of the vehicle.
If the paperwork is properly signed and notarized see the Usage Tax Exemption Guidelines.
The seller is responsible for any and all property taxes due on the vehicle they are selling. The buyer will not pay property tax until after they have had the vehicle titled in their name(s) as of January 1 of the following year.
*Note to buyer: If the seller does not pay the taxes on the vehicle to be transferred and they are delinquent, then the buyer will have to pay the taxes in order to transfer the vehicle in their name. Once the transfer is complete the buyer will be given a new vehicle registration in their name at the Clerk's Office, then the new title will be mailed to the new owner 2 to 6 weeks after date of transfer.
*Note to seller: Signing the back of a title and having it notarized does not automatically transfer the vehicle to the new owner. The title must be taken to a Motor Vehicle Office and physically transferred in the Kentucky Motor Vehicle System. The seller is still legally liable for the vehicle and taxes until the transfer has been completed. It is always recommended that both the buyer and the seller be together for the transfer, to ensure all documentation has been properly processed.
*Note: We advise both seller and buyer to be present to transfer ownership of a title.
An unlimited number of applications can be submitted.
Speed Titles are $25.00
Speed Title Pick-Up: Monday-Friday, 11 a.m.-4 p.m.
Available for pick up on the second business day after the initial application is made.
A power of attorney will be required to pick up someone else's title.
Kentucky Transportation Cabinet
200 Mero St.
Frankfort, KY 40622