Frequently Asked Questions
Delinquent Tax FAQ's
What is considered a Delinquent Real Estate Tax?
A tax is considered "delinquent" when the due date of a specific real estate tax assesment has passed and by statute any appeal rights have expired.
What are the Delinquent Tax payment Instructions?
Delinquent taxes may be paid in person by visiting the Madison County Clerk's Office, or by mail at 101 West Main St., Richmond, KY 40475. If you are unable to visit our office, full payment can be mailed to:
Forms of acceptable payment?
Can I pay my delinquent property taxes in installments at the Clerk's Office?
No. It is important to note that if partial payments were allowed, a lien would remain on your property until payment is made in full. Additionally, as long as a balance remains on your delinquent tax account, a third party could purchase your tax bill without warning. The purchase could neither be anticipated nor prevented by the County Clerk.
Who can lawfully purchase my Delinquent Tax bills?
Kentucky law allows any individual or company to purchase delinquent tax bills that are not flagged by the County Attorney as being on the protected list. Protected list bills include bills that are involved in Bankruptcy, pending Litigation, or are on a Payment Plan with the County Attorney.
Is a lien placed on my property when my taxes become delinquent?
Yes. A lien is filed against the specified real property you own in Madison County. The lien is filed with the Madison County Clerk's Office and is a public record of the amount you owe. It could affect your ability to obtain credit or sell real estate. The cost of releasing the lien will be added to the delinquent tax account at the time the lien is filed.
What happens when someone buys my Delinquent Tax Bill?
The lien (Certificate of Delinquency) which is held by the County Clerk's Office is then assigned to the third party purchaser and the document is recorded in the land records of the County Clerk's Office. The third party purchaser then has 50 days to give notice that the tax bill has been purchased. Payment must be sent directly to the third party purchaser, along with the associated penalties and interest assessed by them after their purchase.
What do I do if I can't locate the buyer?
Some buyers change addresses without contacting the debtors. Contact the Madison County Clerk's Office at 859-624-4703 #2 to verify the mailing address on record for the third party purchaser.
Does the Madison County Clerk's Office report my Delinquent Taxex to a credit bureau?
No. However, the mortgage companies and other creditors contact the Madison County Clerk's Office to inquire about delinquent taxes.
How long do I have to pay the Clerk's Office if no Third Party buys my bill?
Tax bills are collectable by the County Clerk until the Statute of Limitations runs out at 11 years following the date of delinquency.
If I did not receive my tax notice and my taxes become Delinquent, will the tax penalties be exonerated?
That depends. In some cases, tax bills may be sent to the wrong address. If this is a governmental error, some penalties can be waived. However, property owners should expect to receive a yearly tax bill.
What is the Board of Elections?
The Board of Elections is an independent, bipartisan agency charged with overall responsibility for administration of the Election process in Madison County.
What is the difference between a Partisan Election and a Nonpartisan Election?
Partisan elections are associated with a particular party or political group or organization. Federal, State and County elections are partisan elections.
How do I become an Election Officer?
To become an election officer you will need to fill out the Election Officer Application. You must be a registered Democrat or Republican and live in Madison County. Voters who have changed their party in the last year will be inelgible to serve as an Election Officer.
What are the work hours for Election Officers on Election Day?
Election officers must arrive at their precint at 5:15 a.m. They remain in the precint until the last voter in line at 6:00 p.m. has voted and all end of Election Day procedures are complete.
Do I get paid for Being an Election Officer?
Yes; this is a paid position.
How do I become a Candidate?
Procedures for those qualifying and running for office are established by the Kentucky Constitution and Kentucky Statutes.
Where do I get the filing papers I need to become a Candidate?
Local candidates can pick up filing papers at the Madison County Clerk's Office.
Marriage License FAQ's
Do I need to make an appointment to get a marriage license?
No. Couples can apply for their marriage license in Richmond or Berea, Monday through Friday (8:00 a.m-4:30 p.m.)
Do you need a Kentucky ID to get a marriage license?
We accept any government-issued picture ID.
Do ministers need to be bonded in order to perform the wedding ceremony?
No. The law that required this was repealed in 1994.
If we are getting married in another state, where can we get the marriage license?
You need to get the license in the state where you are getting married.
We got married out of the country; do we need to register the marriage license in your office?
No. The country where you got married should send you it's official license.
How do I change my name after I get married?
You will need to take the certified marriage license that we mail to you to the Social Security Administration Office. The Richmond Office is located at 1060 Gibson Bay Dr.
How do I obtain a certified copy of my marriage license?
A photocopy is $0.25 and a certified copy is $5.00.
Do I have to change my name?
No, but you still need to inform the Social Security Administration Office of your marital status.
Where do I obtain copies of divorce records?
If you filed for divorce in Madison County, KY, you can get a copy of your divorce records at the Family Court Division of Circuit Court. They are located on 1st Street in Richmond.
Do I need to bring my divorce papers when applying for a marriage license?
No, you do not need to provide record of your divorce.
Do both parties need to be present to obtain the marriage license?
Yes, both parties are required to issue the license.
Motor Vehicle FAQ's
Will I need proof of insurance for the car I'm buying?
Yes. Proof of current Kentucky liability insurance is required at the time of transfer.
Does the seller have to be with me when I transfer the title?
No. If the seller has completed their part of the title in its entirety including the signature and notary, then the buyer may come into our office to transfer the vehicle without the seller.
Do I have to let you know if I junk my vehicle?
Yes. You must surrender your title and license plate to the Madison County Clerk's Office in order to cancel the record. Not cancelling the record will result in future taxes on a vehicle you no longer own.
Why does my car need an inspection if it's new?
All vehicles coming into Kentucky from out of state whether new or used must have a VIN inspection to make sure the paperwork matches the vehicle being registered.
Why would I pay usage tax based on the book value instead of what I paid for it?
Kentucky House Bill 380 established a minimum taxable value for all motor vehicles. It provides that the value of a used motor vehicle for usage tax purposes would be based on the affidavit of total consideration (TC 96-182) signed by the seller for the taxes to be based on purchase price. The taxable value cannot be less than 50% of its trade-in value as listed in the automotive price reference manuals.
How long will it take to receive my title?
Titles are processed by the Department of Transporation and are mailed to the customer within 4 to 6 weeks of application.
Do I have to title and register my boat?
Boats that are not operated on public waterways or do not have a motor do not require registration.
Do I have to title and register my trailer?
All trailers must be titled in Kentucky. Privately owned and operated trailers used for the transporation of boats, luggage, personal effects, farm products, farm suppliers, or farm equipment do not require registration.
I received my renewal notice and it states "See Clerk/See PVA," what does that mean?
"See Clerk" usually means that registration is expired/cancelled. You must come to our office to renew.
I received a tax bill for a car I no longer have. What do I do?
You need to request cancellation of the registration/title.
I just moved, how do I update the address on my registration?
Bring your registration and picture identification to the Motor Vehicle Office at the Madison County Clerk's Office to update your address.
Why do I have to pay taxes on a vehicle I'm not operating?
Property taxes for your vehicle, trailers and boats are assesed by the Property Valuation Administrator on January 1st of each year.
Will you accept a faxed termination?
Only if it is faxed from the secured party or another county clerk's office. If the fax does not have the secured party or county clerk's name as the header, we will need to have a cover sheet.
Who can post a surety bond?
Applicants must have an insurance surety bond. The dates on the bond must cover the entire period of the bond.
Can my spouse sign as surety for me?
Can I sign for my own notary bond?
No. The notary cannot post his or her own bond.
What are the liabilities to being a surety?
If the notary does something illegal in regards to notarizing a document, the surety could be held responsible for up to $1,000.00 per occurence.
How do I renew my notary?
Four weeks prior to your commission expiration you will need to reapply with the Secretary of State.
Is the use of a seal necessary?
Only if the document notarized is going out of state.
How much will it cost to have my signature notarized.
$2.00 per signature.
Is there a notary handbook availble?
Will I be notified when my commission is ready to expire?
No. The Secretary of State does not send reminders when your four-year commision will expire.
Will you fax a copy to me?
Yes. It is $1.00 per page to fax a document.
Do you have marriage licenses for other counties?
No. Each county is responsible for their marriage records.
How do I get a copy of a divorce decree?
Family Court will have divorce decree documentation.
Does the Madison County Clerk's Office have a list of foreclosures?
No. The Master Commissioner's Office is responsible for the properties that are going to be auctioned.
Where/how do you transfer a mobile home?
Mobile homes are titled like vehicles.
How do I find out how much I paid in real estate taxes last year?
The Madison County Sheriff collects the current year tax bills.
Who do I contact for property value assessments or to apply for homestead exemption?
The Madison County Property Valuation Office is in charge of property assessments.
Will your office help me prepare my documents or do you have blank forms?
We cannot help you prepare any documents, nor do we have blank forms.
Do you record a living will?
No. A will must go through the Probate Office once an individual has passed before it can be recorded with the Madison County Clerk.
When will you hold the annual tax sale?
The 2021 Annual Tax Sale will be held on August 11, 2021.
Why does voter registration need my social security number?
Social security numbers aren't required but they allow our office to access the correct information when address and party changes are needed.
If I have a driver's license, am I automatically registered to vote?
Not necessarily. You may have the opportunity to register to vote when you visit the driver's license office, but you will only be registered if you fill out and sign a voter registration card.
Will I receive a voter registration ID card when I register to vote?
We do not issue voter registration ID cards.
Do I need to take anything with me when I go to the polls?
You will need to show identification before voting. Kentucky law requires one of the following forms of identification:
I am a student. Do I vote here or in my home county?
Students have the choice to stay registered in their home county or to register in the county where they are attending school.
How often do I need to re-register?
You do not need to re-register unless you move out of the county/state and then return.
What should I do if I change my name?
You will have to fill out and sign a new voter registration card. You may do this by mail or in person at either the county clerk's office or the driver's license office.
Are seventeen year olds eligible to vote?
Seventeen year olds may register and vote in Primary Elections as long as they will be eighteen by the date of the General Election.
I previously had a felony conviction. Can I still register to vote?
Convicted felons must have their voting rights restored before they can register to vote.
What should I do if I move?
Moving within Madison County:
How do I change my party affiliation?
You may change your party affiliation at any time. However, you must change your affiliation between the Primary Election and December 31st of the current year to be eligible to vote in your new party's next Primary Election.
Who can I vote for in the Primary Election?
Registered voters must vote for their registered party in Primary Elecitions. If your party does not have any races, you will only be eligible to vote in availbale non-partisan races.
What hours are the polls open? Can I go to a precint near my office instead of the where I live?
The polls are open from 6:00 a.m. to 6:00 p.m.
Is voter registration proof of residency?
When I register in Madison County does that automatically remove me from voter registration elsewhere?
If you were registered in another county in Kentucky, you will automatically be deleted from your previous county.
How can I be removed from the voter registration in Madison County?
Please contact the Kentucky State Board of Elections at 502-573-7100.
What if I need assistance at the polls?
Voters who qualify for assistance at the polls may be assisted by anyone of their choice; except their employer, agent of their employer, union head, or agent of their union. If the voter does not bring anyone with them, two election officers (one from each party) must assist the voter.
What if I can't get to the polls on election day?
Some voters qualify to vote by absentee ballot either in person at the county clerk's office or by mail.